Sources: Barkley without insurance at USC

Two sources told ESPN.com that Barkley returned for his senior season without insurance. While that might seem crazy, the standard insurance policy issued to players is a total disability policy, meaning that the only reason to collect is on a career-ending injury. But by failing to take out insurance Barkley couldn’t protect himself from dropping in the draft. Loss of value insurance can only be written when paired with the disability policy.